Welcome to Africa’s legal blog

Never miss a beat on Africa's legal and regulatory landscape.


An Overview of the Secured Transactions in Movable Assets Act

Financial institutions in Nigeria prefer immovable assets, like land, as security for loan repayment over movable assets. This is partially because lands and land transactions are regulated, and standard registries are established to keep records of all transactions, inte..

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FB Attorneys

Borrower Held Liable for Outstanding Balance on Insufficient Mortgaged Security

On 12 April 2023, the Court of Appeal (COA) reaffirmed its previous position regarding liability of the borrower who pledged a security that turned out to be insufficient at the time of realization of the property. The factual background of the case is that the bank had s..

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Don’t have an “app”cident: SA and UK authorities crack down on employers for personal information breaches through apps

The need to protect personal information is becoming increasingly prevalent worldwide, and the consequences for failing to do so are becoming more stringent. Recently, the UK's Information Commissioner's Office reprimanded the Surrey and Sussex Police for data protection ..

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Sal & Caldeira Advogados

New Regulations on Public Procurement

The procurement for public works, supply of goods and services from public entities has been undergoing constant changes over the years. Decree Law no. 48817 of 19 February 1969, applicable to Mozambique through Ordinance 555/71 of 12 October (Regulation of Works and Supp..

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A Lender’s Duty of Care while exercising the Power of Sale

The Daily Nation published a newspaper article on 21st March 2023 which has elicited much concern, especially from lenders on the issue of guarantees as security for a debt, with financiers worrying that guarantors, who are supposed to be a fallback when a loan goes bad, ..

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President Ruto Announces the Introduction of Various Tax Legislative Changes

The American Chamber of Commerce Business Summit was held on 29 and 30 March 2023 in Nairobi. The objective of the Business Summit was to provide a strategic platform for strengthening two-way trade and investment between the US and East Africa though unleashing the power..

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Cliffe Dekker Hofmeyr

Q&A on the Employment Equity Amendment

President Cyril Ramaphosa has signed into law the Employment Equity Amendment Act 4 of 2022. The Act amends the Employment Equity Act of 1998 (Act 55 of 1998) with new measures to promote diversity and equality in the workplace. The effective date is yet to be proclaimed ..

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South Africa: New reporting requirements regarding beneficial ownership in relation to trusts

South Africa is introducing new rules regarding the disclosure of beneficial ownership of assets as part of the measures to address its laws regarding anti-money laundering and the combatting of terrorism financing.

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MMAN Advocates

Fintech regulation in Kenya

According to the Economic Survey Report of 2022[1], the value of output from the Information and Communication Technology (ICT) Sector rose by 6.9% from USD 4...

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