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Angola: Investment Policy of Angolan Sovereign Fund

Presidential Decree 216/24, of 21 October 2024, approved the Investment Policy of the Angolan Sovereign Fund (Fundo Soberano de Angola, FSDEA). This article provides a summary.

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Norton Rose Fulbright

Prescribed Rate of Interest is 11.50 % from 1 November 2024

The prescribed rate of interest is 11.50% per annum with effect from 1 November 2024. The previous rate was 11.75% per annum. According to the Prescribed Rate of Interest Act, interest on debts w..

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Templars

Understanding the Bank of Ghana Gold Coin

On 27 September 2024, the Bank of Ghana launched the Ghana Gold Coin (GCC) as part of its Monetary Policy Committee’s Gold Purchase Programme. This significant milestone is aimed at providing residents of Ghana with an alternative investment vehicle in addition to treasur..

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Pavestones

Regulatory Update: The Nigeria Foreign Exchange (FX) Code

In light of ongoing challenges in the Nigerian foreign exchange market, including recent distortions driven by speculators and illicit traders, the need for a robust regulatory framework has become increasingly urgent. In view of this, the Central Bank of Nigeria has intr..

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CFL Advocates

Can Interest Rates on Loans Be Subject to Limitations

The term “In Duplum” comes from Latin meaning “in double”. This rule may sound mystical but it is a legal shield that prevents interest on non-performing loans from exceeding the maximum loan amount. This limitation aims to prevent excessive interest accumulation and prot..

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Clyde & Co.

Changes to Banking Laws Introduced by Tanzania’s Finance Act

This article provides an overview of the key changes introduced by the Finance Act, No. 6 of 2024 to the banking sector in Tanzania. The Finance Act was enacted on 30 June 2024 and came into operation on 1 July 2024. It introduces significant amendments made to several la..

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Udo Udoma & Belo-Osagie

Fintech: How Is the World Shaping the Financial Innovation Industry? (2024)

In recent years, financial technology (fintech) has rapidly expanded worldwide, forcing traditional financial institutions to evolve in response to this innovative manner of conducting business in the financial industry. Today, we continue to witness the significant impac..

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Webber Wentzel

President Ramaphosa Approves New Water Resources Infrastructure Agency Bill: Boosting Development and Finance in Water and Sanitation

As South Africa faces an intensifying water crisis, government is placing the spotlight on the water and sanitation sector by shifting from the "business as usual" approach to unlock innovative funding for increased water infrastructure development. On Tuesday, 27 August ..

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Pavestones

Harnessing Digitisation to Enhance Trade in Africa - A Review of the African Continental Free Trade Area Protocol on Digital Trade

The effect of digitization over the last decade has been widespread, and cuts across various aspects of daily life and by implication, the global economy. This has resulted in digital trade and e-commerce, which has greatly influenced and changed the concept of trade in m..

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