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Never miss a beat on Africa's legal and regulatory landscape.

Werksmans Attorneys

The South African Reserve Bank announces South Africa’s first Deposit Insurance Body

The South African Reserve Bank (SARB) announced the establishment of the Corporation for Deposit Insurance (CODI) – the first bank deposit insurance body in South Africa – in its media statement dated 3 April 2023 (Media Statement).

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Bentsi-Enchill, Letsa & Ankomah

Regulation of Foreign Insurers and Reinsurers under the Insurance Act, 2021 (ACT 1061)

Ghana’s insurance industry is regulated under the Insurance Act, 2021 (Act 1061). The National Insurance Commission is responsible for the effective supervision and regulation of the insurance industry in Ghana. The Insurance Act defines a foreign insurer as a person who ..

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KN Law

High Court Muddies the Waters on Enforcing Lending Securities

A recent High Court ruling will have lenders scratching their heads on how to best secure facilities they issue and enforce full repayment. The High Court, in a decision we expect to be challenged, held a lender who had been allowed to purchase the property securing ..

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Baker McKenzie

PayShap - South Africa's first rapid payments program launched

The South African Reserve Bank (SARB) has announced the launch of South Africa's real-time rapid payment platform called PayShap. PayShap aims to offer a cost-effective, convenient and instant payment service across banks, a proxy service to simplify the identification in..

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Goldsmiths Solicitors

An Overview of CBN’s Operational Guidelines for Open Banking in Nigeria

By a Circular dated 7th March 2023, the Central Bank of Nigeria (CBN) released the “Operational Guidelines for Open Banking in Nigeria” (‘the Guidelines’). The Guidelines set out rules for sharing the data/information of customers between part..

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Templars

Central Bank of Nigeria Imposes Tighter Tenure Limits on Bank Directors

On the 24th of February 2023, The Central Bank of Nigeria (CBN) issued a circular announcing changes to the tenure of executive and non-executive directors in the Nigerian banking industry.

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Bowmans

Africa Guide to Cryptocurrencies

Although regulators around the world remain sceptical about recognising virtual currencies as legal tender, cryptocurrencies are already an established phenomenon and are here to stay.

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B&P Associates

Digitalizing Crowdfunding In Ghana- A Quick Glance At Ghana’s Crowdfunding Policy

In recent times, our physical and digital streets are filled with people advertising a variety of charitable campaigns in attempts at raising various sums of money for different causes including medical treatment, educational support, natural disaster relief and even fune..

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ENSafrica

Buy now pay later: A different kind of credit

In the past, when a consumer wanted to purchase a product on credit, they only had two options: they could either purchase the product using their credit card or buy the product through a lay-by option, the latter being the least preferred.

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