---
title: Afriwise Blog | In Duplum Rule
description: In Duplum Rule |
---

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## [Can Interest Rates on Loans Be Subject to Limitations](https://insights.afriwise.com/blog/can-interest-rates-on-loans-be-subject-to-limitations)

The term “In Duplum” comes from Latin meaning “in double”. This rule may sound mystical but it is a legal shield that prevents interest on non-performing loans from exceeding the maximum loan amount. This limitation aims to prevent excessive interest accumulation and prot.. 

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<https://insights.afriwise.com/blog/application-of-the-in-duplum-rule-in-kenya>

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## [Application of the In Duplum Rule in Kenya](https://insights.afriwise.com/blog/application-of-the-in-duplum-rule-in-kenya)

The High Court held the in duplum rule in Section 44 of the Banking Act does not apply to non-deposit taking microfinance institutions.\[i\] The rule limits interest accrual to equal the principal amount outstanding when a loan becomes non-performing. We a.. 

[Read More](https://insights.afriwise.com/blog/application-of-the-in-duplum-rule-in-kenya)

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